XRP Ledger Emerges as Strong Contender Amid SWIFT’s Declining Transaction Volume

The global financial landscape is witnessing a notable shift as the XRP Ledger (XRPL) gains traction while SWIFT experiences a 15% decline in transaction volume. This development underscores the growing preference for XRPL's faster settlements and cost-effective solutions among financial institutions. With transactions completing in just three to five seconds and fees often below one cent, RippleNet, the network built on XRPL, is rapidly expanding its reach. As of August 2025, this trend highlights the increasing adoption of blockchain-based alternatives in traditional finance, positioning XRP as a key player in the future of cross-border payments.

XRP Ledger Gains Ground as SWIFT Faces 15% Decline in Volume

SWIFT's transaction volume has dropped by 15%, marking a significant shift in global financial infrastructure. The XRP Ledger (XRPL) is emerging as a preferred alternative, offering faster settlements and lower costs. Financial institutions are increasingly adopting XRPL, with transactions completing in three to five seconds and fees often below one cent.

RippleNet, the network built on XRPL, is expanding rapidly, processing billions in cross-border transfers. At the 2025 Apex XRPL Summit, Ripple projected that XRPL could capture 14% of SWIFT's volume within five years. This growth reflects a broader trend toward blockchain-based settlement systems.

Legacy systems like SWIFT, while entrenched, face challenges from modern alternatives. Delays and high costs associated with SWIFT are driving institutions toward solutions like XRPL. The ledger's efficiency and scalability position it as a formidable player in institutional transfers.

XRP Forms Bullish Cup & Handle Pattern as Trader Targets $5.2 Breakout

XRP's weekly chart reveals a developing cup and handle formation, a technical pattern often preceding significant bullish reversals. The asset recently tested $2.93 and now approaches the psychologically critical $3.00 resistance level.

Noted cryptocurrency investor Gordon has identified this structure, projecting a potential breakout target of $5.20. The pattern's foundation began in January 2024, gaining validity after XRP established a clear bottom at $1.6401 in April.

Market dynamics show strengthening buying pressure and renewed institutional interest supporting the current upward trajectory. The handle portion of the pattern suggests consolidation before a potential decisive MOVE above the neckline resistance.

CME XRP Futures Volume Hits $1.6B Milestone Amid Surging Institutional Demand

CME Group's XRP futures contracts have eclipsed $1.6 billion in cumulative notional volume since launch, with single-day trading exceeding $235 million on July 11. The surge reflects growing institutional appetite for regulated crypto derivatives.

Micro XRP futures set a record with 7,869 contracts traded, representing over 70 million tokens. Open interest climbed to 2,415 contracts, signaling sustained positioning. Standard contracts saw 1,245 trades with 1,258 open positions.

The Chicago Mercantile Exchange's crypto derivatives suite continues gaining traction as traders seek compliant exposure. Retail participation is accelerating through micro contracts, while institutional flows demonstrate deepening market maturity.

ProShares XRP Futures ETF Set to Launch on NYSE Arca, Boosting Institutional Interest

Ripple's XRP gains a significant institutional gateway as ProShares prepares to list its XRP Futures ETF on NYSE Arca starting July 18, 2025. The regulatory green light marks a milestone for XRP, placing it alongside Bitcoin and ethereum in the ETF arena—a development likely to catalyze fresh capital inflows.

Market technicians note XRP's consolidation NEAR the $2.80-$3 resistance zone. A decisive breakout could trigger momentum toward its 2025 high of $3.40, with analysts eyeing extended targets at $3.84 and $5.00 should bullish sentiment persist post-launch.

3iQ’s XRP ETF Surpasses $50M AUM in Under a Month

3iQ Digital Asset Management's XRP-focused ETF (XRPQ) has eclipsed $50 million in assets under management just 23 days after its June 18 launch. The fund, now Canada's largest XRP-dedicated ETF, waived management fees for early investors during its first six months—a strategic move that fueled rapid adoption.

Market veterans suggest XRP could double its ETF market share as institutional demand grows. The fund sources XRP exclusively from regulated platforms, storing assets in segregated cold wallets—a nod to security-conscious investors.

CEO Pascal St-Jean attributes the milestone to growing appetite for cost-efficient crypto exposure. With XRP maintaining its position as the third-largest cryptocurrency by market cap (excluding stablecoins), the ETF's low-fee structure has attracted both retail and institutional capital.

XRP Drops 8% Amid Resistance at $3 Ahead of ProShares ETF Launch

XRP tumbled 8% from $3.02 to $2.78 between July 14 and July 15, with intraday volatility hitting 7%. The token faced stiff resistance at $3.02 during morning trading, where volume peaked at 216.12 million before profit-taking erased gains. A late-session recovery to $2.87 (+2%) on 112.75 million in volume suggests institutional re-entry at support levels.

The pullback reflects de-risking by treasuries ahead of the July 18 launch of ProShares' XRP Futures ETF. Regulatory uncertainty continues to weigh on institutional participation, forcing balanced exposure strategies. Corporate flows swung aggressively—accumulating at $2.95-$3.02 before overnight risk protocols triggered sell-offs.

Key technical levels failed as XRP broke down from $2.95-$2.90 during early hours. The $3.02 rejection on heavy volume established a bearish lower high pattern, though the final-hour rebound signals lingering institutional interest.